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FIRE Calculator
Calculate your Financial Independence number, years to freedom, and test safe withdrawal rates. Run Monte Carlo simulations to validate your early retirement plan.
What you can do:
• Find your FIRE number and target date
• Compare Lean FIRE, Fat FIRE, and Coast FIRE scenarios
• Monte Carlo success rates for 30-60 year horizons
• Sequence of returns risk analysis
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Advanced Tool
FIRE Calculator
Plan your path to Financial Independence. Calculate your FIRE number, test withdrawal strategies, and run Monte Carlo simulations for early retirement horizons.
1. Current Financial Snapshot
2. Retirement Spending & Withdrawal
3. Portfolio Assumptions
4. FIRE Scenarios
Traditional FIRE: 25x annual expenses using 4% rule
Your FIRE Numbers
FIRE Number (Target)
€0
Years to FIRE
0
FIRE Age
0
Current Progress
0%
Implied Withdrawal Rate
0%
Coast FIRE Number
€0
Barista FIRE Gap
€0
Savings Rate
0%
Monte Carlo Simulation Results
Success Rate (Median)
0%
Median Ending Balance
€0
10th Percentile (Downside)
€0
90th Percentile (Upside)
€0
Median Path
10th-90th Percentile
Failure Paths
Accumulation Phase
Drawdown Phase
FIRE Target
Year-by-Year Projection
Deterministic projection using expected returns. Monte Carlo results show probability ranges.
| Age | Year | Starting Balance | Contributions | Investment Return | Withdrawal | Ending Balance | FIRE Status |
|---|